Some good tips on how to save money Part 2

28. Stop running after brands

Tonight there will be a small gathering at your house. You want to use the best snacks at the party. Now, in the rush to achieve the best, don’t go for expensive brands. It would be much more reasonable and sensible if you opt for generic items. You can turn ordinary green beans into something special by adding a small amount of butter, salt, and pepper. No one can guess if it’s a low-cost generic item or a much higher-cost label item. Try this at home and see the huge difference between the two prices.

Also, several brand name companies are behind the manufacturing of generic brands. They just change the name of the generic brand they are making. There are several companies that do the same. Therefore, act sensibly and do not run after the mark. Your this act shows your intelligence and care for money.

29. Entertainment: free

These days, entertainment is really getting expensive, be it going to the movies or any amusement park. Therefore, most of us prefer to be at home. Is there any other option that can turn our boredom into enjoyment, without being too expensive? Yes, there are several options. This weekend, instead of watching TV at home, go to the nearest police station for a walk, that is, when the policeman responds to real calls, go with him. Attend free exercise classes, dance and music classes, poetry readings at cafeterias offered by community colleges. You can also attend concerts organized in certain areas that will not cost you anything. To find out the place and time, check the newspaper and your university.

30. Old is gold

In most cases, we throw away our old clothes or replacing old appliances with new ones means throwing away the old ones. We treat the old and worn things in our home like garbage. If this so-called ‘junk’ is sold at a thrift store, you can get a good price for it. So, get up, collect all the old things that are at home and earn money by selling them. It can be books, toys, movies and clothes. In addition, there are also many online shipping stores available.

31. The Best of Waste

There are several things in our house, which are not in use for a long time. They are like garbage to us. It can be an old transistor, an old hat, a makeup kit, a sports kit, garden tools, or any type of clothing. Make a list of all these items and collect them. You can sell these items online. Just login to any of the related websites. See the amount you have earned from the sale of scrap metal. Don’t waste this amount. Save it in your account and you will see considerable growth in your savings. This is the best example of ‘Best out of Waste’. So don’t waste your time and start collecting all the useless things from your house.

32. Friendly cell phones

Take care of your hard-earned money with a smart investment. Mobile phones are one of the great inventions of recent times. It encompasses some very cool features like free long distance, call waiting, call forwarding, SMS, caller ID, voicemail and many more. Therefore, these can serve several purposes compared to the common phone. Also, they are reasonably priced. So, don’t waste your hard-earned money paying bills for two phones, and be smart.

33. Know your rights

Most hospitals overcharge patients. The costs of medicines or other products are almost double, compared to normal rates. Always be careful when buying medicines or reviewing medical bills. Your alertness can save you a lot of hard-earned money. You can also take legal action against the hospital for overcharging.

Similarly, if a doctor is overcharging, you should stop them from doing so. Doctors often add additional charges to bills for products that they have already declared free. Be more careful when checking invoices and save your money. There is a “Professional Courtesy”; Many of us are unaware of this term. This is for those patients who are facing financial problems and cannot pay the bill. You can ask the doctor about it and he will give you enough help.

34. Holiday trips

Plan your visit within your budget. For more excitement, you can decide to visit some countries, but that can be very expensive. Why not plan, look around where you live, and consider an exciting road trip that could be both educational and profitable?

35. Maintenance

Consult a list of the annual maintenance that your home requires in various aspects. Such as air conditioner, heater, water heater, etc. Be patient and work at a level where you can save unnecessary expenses. Have your air conditioning tuned up annually. If you don’t, then you may face a breakdown of the air conditioner and consequently higher repair costs.

36. Repair instead of replace

If you are planning to buy a new sofa for your home, think again. A new sofa can put a heavy tooth in your bank balance. Repairing your old sofa will do the trick and save you a good amount. Replacing the cushions and cover will make your sofa look like new at a considerably lower cost. Similarly, if you find that any of your appliances are not working to your liking, check for the need to replace them. Get a repair estimate. It may be that all your appliance needs is some servicing and cleaning, costing you only a fraction of what a new part would.

37. Eating Out

Going out to dinner can be very expensive. Stop the practice completely. Look back to see the options. If you read the Sunday paper, you will find many special offers. You can consider registering as a mystery shopper on the internet and you can enjoy eating at a nice restaurant for free just for writing a report about the food, service and cleanliness.

38. Plan your menus

Planning a week’s menu once saves you a lot of hassle and also saves you money. If you know exactly what to buy that matches your menu, it would help to buy foods that can be used more than once.

39. Saving Money: A Joint Venture

If you’re married, make sure you and your spouse are working on the same wavelength when it comes to saving money. Your effort to save may be offset if your spouse is a spendthrift. To be effective in the family, savings have to be a joint venture.

40. software

To keep track of your debts and credits, you need to have effective and helpful software that serves your purpose of taking care of your accounts. You may be able to find some free download version.

41. Enjoy life, be satisfied

Basically, it is for you to know that the reality of living life happily is being with nature, not in the company of possessions. Whenever you feel the urge to splurge, walk to a nearby park and have fun in the lap of nature among the trees.

42. Live in tune with your means

Everyone wants to have everything in life. Sometimes this is not possible. It may be that the fastest way to have everything beyond your means is to go into debt. But this is not the way to live life. Make sure of your financial position and enjoy life accordingly. The more you live life in debt, the more you can save less.

43. Save for your retirement

You may need to change your spending habits and be more careful with saving. The more you limit unnecessary spending, the more you’ll save for a retired life. Life expectancy is increasing due to medical inventions. Therefore, you will need all the money to have a comfortable retirement life.

44. Video and DVD for the family

Choose already watched videos and DVDs at half price from major video networks. You can also try the other option of recording your own movies from the TV or from channels like HBO, Disney, etc. You can create a home theater atmosphere, have your popcorn, manage a soft drink, spread out a blanket, and enjoy your home theater with your family.

45. Friends at dinner

Whenever you have friends over for dinner, ask them to share recipes. Let each family bring a dish and have a great weekend sharing each other’s cooking. You can save a lot of money that way.

46. ​​Friendly exchanges on the Internet

Have more talk time with the help of Internet instant messaging system. You can also download a program to connect a microphone and have a free voice conversation. Your expenses are still normal since you pay the Internet price.

47. Remote calls

If you are planning to make long distance calls, select only the appropriate operator. You can find a carrier for less money due to competition. Check the plan and choose the right option. Be very clear about the coverage area that they offer you, because it would be useless if you cannot send or receive messages.

48. Foods you can freeze

Most people never care to know that various items can be frozen. You can even freeze eggs. Place eggs at room temperature when ready to use. When you find apples for sale, make apple pies and freeze them. Many other foods can be easily frozen. In this way you can make good savings.

49. Discount Books

You can purchase a discount coupon book, which is nominally priced. Take a look at the options provided there and exercise your choice accordingly. You can save hundreds of dollars by following the discount coupon book.

50. Make your own baby food

You can make your own baby food. Visit the vegetable market and buy some fresh vegetables like peas, corn, green beans and more. Put it through the blender and freeze it. As mealtime approaches, treat yourself to wholesome, wholesome foods after thawing stored vegetable mix. You can save a lot of money, since over-the-counter baby food is expensive.

51. Bring your own food to the ball games

If you’re a keen ballgame spectator, you’ll agree that in-stadium groceries come at a price. Bringing food from home can considerably reduce your expenses. However, make sure in advance that the stadium authorities allow spectators to bring their own things.

52. Quit smoking

Smoking is a habit that is harder to get rid of. You will do a great favor to your health and your pocket, if you manage to quit smoking. Not only are you wasting a good chunk of your money, but you’re also making sure you spend a lot more on future medical expenses by promoting poor health.

53. Change that adds up

Storing change in a piggy bank as a child was meant to instill in him the habit of saving. You need a piggy bank today too. Leave all the change in it when you get home. This way you can make attractive savings very quickly.

54. Go online gifting

Take a look at free sites to find sample items for cosmetics, books, clothing, etc. These items mostly have no shipping costs. Shipping charges, if any, are minimal. Fill out a form and receive sample size soups, lotions, shampoos and conditioners etc which are ideal for a traveller.