PC based credit card processing software
PC-based credit card processing provides secure transaction capabilities from your computer. A PC-based credit card processing company provides online access to statistical sales reports and provides a sales dashboard for your online transactions. There are a few concerns to be aware of when considering using PC software to accept credit cards online.
Many people know that you can accept Visa or MasterCard payments online using the appropriate merchant services or with physical POS terminals if you have a physical location. PC software for credit card processing offers a safe and convenient alternative and allows you to accept payments using a Windows-based system that is safe and reliable.
With a PC-based credit card processing terminal, you can accept payments from anywhere in the world, as long as you have access to an Internet connection. All the convenience of a traditional merchant account without the associated hassles.
What to consider
You’ll still need to choose a credit card processing company that provides the service, and it’s important to work with a reputable provider that’s familiar with a PC-based solution. Merchant Warehouse is one such merchant that provides both the software and expert technical support.
It’s important to research the merchant you’re considering when adopting a relatively new technology. If your considered provider often does not provide similar services, your support will suffer and you will be left in the dark if you encounter any issues.
Be sure to contact your PC-based credit card processing agent and relate your business needs, and simply discuss the services they can provide to help meet your needs. Allow them both to sell and offer the services they can provide, you may discover a better alternative or you may be able to reduce costs by eliminating unnecessary services. Communicating your need is key.
If your business is high volume in nature, make sure you have a detailed understanding of the fee structure of the services you are considering. Make sure you are aware of any downgrade charges, discount rates, statement fees, and monthly fees that may be incurred. Lastly, and most importantly, clearly define what happens in the event of a chargeback or fraudulent purchase dispute.
Credit card processing services have different policies regarding their fee schedule and fraud policies, it is important to clearly understand and make considerations based on the nature of your business. PC-based credit card processing hasn’t been shown to increase the statistical rate of such fraudulent cases, but what’s important to a traditional business account is still important to a PC-based software solution.
When considering a PC-based credit card processing software service, it’s also beneficial to request the highest possible sales volume limit for subscription purposes to avoid limitations on your business growth. By establishing a relationship with time, you will be able to increase your limit.